Past fees are not a guide to future fees
David Thomson, chief investment officer at VWM Wealth, discusses investment returns and charges with The Herald:
“IN RECENT years investment returns have been good so investors have not focused on charges, but that will change if markets are flat or fall.
Accordingly, it is worth giving charges consideration as they can have a big impact over the longer term.
Investors need to decide if the potential outperformance of a fund justifies a higher fee than, say, an index tracker…”