Guide: Your guide to planning for later-life care

Thinking about life after you finish work usually involves planning for your retirement. This means considering how to enjoy your hard-earned wealth, perhaps by travelling, spending time with friends and family, or treating yourself to something you’ve always dreamt of having, such as a new car or the holiday of a lifetime.

However, there is another aspect of later-life planning to think about sooner rather than later: the possibility of funding care, should you need it.

While it’s impossible to know what life has in store, longer life expectancies and rising expenses mean care costs now form an essential area of financial planning.

This guide explores:

What your care options might be
The costs you could expect
Funding options
The role your family plays
How we can help build later-life care into your financial plan.

Download your copy here: Your guide to planning for later-life care

If you have any questions about planning for care, please get in touch.

Please note: This guide is for general information only and does not constitute advice. The information is aimed at individuals only.

All information is correct at the time of writing (May 2026) and is subject to change in the future.

Your guide to the new Inheritance Tax and pension rules

Did you know that from 6 April 2027, most pensions will be included in your estate when calculatingInheritance Tax? The shake-up is expected to lead to an additional 10,500 estates becoming liable for the tax in2027/28, and around 38,500 estates will pay more tax due to the reforms1. As, under existing rules, pensions offer a […]

Why reacting to headlines could be holding you back from long-term growth

Recent headlines from home and abroad have painted a somewhat chaotic picture. The UK has just inaugurated its seventh prime minister in a decade, geopolitical tensions have been mounting in the Middle East, and there is ongoing uncertainty regarding the growth of AI and technology markets. If you were to read the news, you would […]

Why knowing what’s “enough” is the key to a successful financial plan

It’s easy to fall into the trap of thinking that more is always better. More growth, a larger investment portfolio, or bigger business sales all seem appealing. However, without a clear endpoint, the pursuit of “more” can quickly become an endless uphill climb. In fact, this journey could leave you feeling financially anxious, regardless of […]

When should you start building an estate plan? 3 different perspectives

Research reported by Today’s Wills and Probate notes a major disconnect between when people believe they should start building an estate plan and when they actually do. Indeed, the average age at which people begin their estate planning in the UK is 61. While reaching your sixties can be a trigger as retirement nears, starting […]