David Thomson – Gold may be in vogue but is it worth the risk of investing in?

ALTHOUGH it acts as a good diversifier gold is notoriously unpredictable. However, it is attracting attention as it is one of the top-performing asset classes of the year so far, rising in value by over 25 per cent in the second quarter before consolidating its gains last month.

    With the prevailing low and falling interest rates in the US, Europe and elsewhere cash has not been on many investors radar screens in recent years. Gold does not pay most investors any interest so you have to hope someone else will pay more for your gold in the future in order to make a profit.

    In a world where central banks have been printing money and government deficits have ballooned, the appeal of gold to investors is easy to understand. Although gold was stagnant for over a decade in the 1990s its price soared during the financial crisis.

    Unprecedented money printing by central banks and soaring government deficits have provided a fertile backdrop by encouraging investors to seek out alternative forms of money authorities are unable to debase.

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3 positive ways your financial plan can support your mental health

If you have ever experienced mental health issues, you will know just how much they can disrupt your everyday life and make small tasks a significant challenge. Mind estimates that 1 in 4 people experience a mental health problem of some kind each year in England, and 1 in 6 people experience a common mental […]

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7 life events that could lead you to rewrite your Will

Life moves fast and just a couple of years can take you past multiple milestones that change your world forever. You may not think to rewrite your Will after significant life events, or you might forget or postpone it to a later date, but this could mean your beneficiaries miss out or that your estate […]

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3 studies that support evidence-based investing

If you have ever tried to play the market, you will know the reality is that it is very hard to beat. If it was easy, then what would be the risk? And if there were no risks, why would there be any return? Evidence-based investing looks to empirical evidence and long-term market observations for […]

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What is evidence-based investing and how can it help you grow your wealth?

It is hard not to be influenced by the noise and volatility that is part and parcel of investing. You only need to turn on the TV news to see stories that can materially affect the global economy, from political change to regional conflicts. There are always periods of confidence and uncertainty, or opportunities for […]

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