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Your guide to the new Inheritance Tax and pension rules
Did you know that from 6 April 2027, most pensions will be included in your estate when calculatingInheritance Tax? The shake-up is expected to lead to an additional 10,500 estates becoming liable for the tax in2027/28, and around 38,500 estates will pay more tax due to the reforms1. As, under existing rules, pensions offer a […]
Why reacting to headlines could be holding you back from long-term growth
Recent headlines from home and abroad have painted a somewhat chaotic picture. The UK has just inaugurated its seventh prime minister in a decade, geopolitical tensions have been mounting in the Middle East, and there is ongoing uncertainty regarding the growth of AI and technology markets. If you were to read the news, you would […]
Why knowing what’s “enough” is the key to a successful financial plan
It’s easy to fall into the trap of thinking that more is always better. More growth, a larger investment portfolio, or bigger business sales all seem appealing. However, without a clear endpoint, the pursuit of “more” can quickly become an endless uphill climb. In fact, this journey could leave you feeling financially anxious, regardless of […]
When should you start building an estate plan? 3 different perspectives
Research reported by Today’s Wills and Probate notes a major disconnect between when people believe they should start building an estate plan and when they actually do. Indeed, the average age at which people begin their estate planning in the UK is 61. While reaching your sixties can be a trigger as retirement nears, starting […]
